sibb · Old English for kin, and for peace

Credit is a family subject. Finally an app that treats it that way.

See your real credit report, then choose exactly how much of it your family can see — everything, just the direction you're heading, or nothing at all. You can change your mind any time.

Get early access Why “sibb”?
iPhone · Equifax data · No credit-score impact
The Sibb home screen showing a credit score and this month's snapshot
Inside the app

Built to be read at a glance.

Five screens, no dashboards to learn. Swipe through.

Home screen with credit score and monthly snapshot

HomeWhere your score stands, and what moved it.

Compare screen showing score journeys for several family members

CompareProgress side by side — never a leaderboard.

Accounts screen listing credit cards with issuer logos

AccountsEvery account on your file, with shared ones flagged.

Circle screen showing family members and their sharing levels

CircleWho is in, and exactly what each person sees.

Profile screen with privacy and sharing controls

YouYour controls. Change or revoke in one tap.

How it works

Three steps, and nothing shared by accident.

Sibb pulls your real credit file, keeps it private by default, and only ever shows another person what you have explicitly decided to show them.

Connect your report

Verify who you are once. Your report comes straight from Equifax. It is a soft pull, so your score is never affected by checking it.

Invite your people

A circle is a handful of people you actually trust. Everyone joins private by default — sharing is something you turn on, never something you inherit.

Grow it together

Watch the line move, see which accounts you share, and understand what is actually helping — like being an authorized user on a parent's oldest card.

The name

One word that meant family, and meant peace.

A thousand years ago the people who spoke Old English did not separate being someone's kin from being at peace with them. It was the same word. We took it because that is the version of family money we wanted to build for.

Proto-Indo-European
*s(w)e-
one's own
The root behind self, and behind the people who count as yours.
Proto-Germanic
*sibja-
blood relation
Survives today as Sippe in German.
Old English
sibb
kinship, and peace
One word for both. To be in sibb was to be family and to be at peace.
Middle English
godsibb
godparent
Kin by baptism. Centuries of them talking wore it down into gossip.
1903
sibling
brother or sister
The last living descendant of sibb in everyday English.
Privacy

Sharing runs one direction at a time.

Most money apps treat privacy as a setting. In Sibb it is the architecture — the rules live in the database, not in what the screen happens to hide.

Three levels, your choiceFull view, score-only (a band and a direction, never the number), or private.
Nobody can change it but youNot even the person who started the circle. Administrators cannot raise your sharing.
Leaving takes your data with youWithdraw consent or leave a circle and shared access is revoked immediately, both directions.
Your SSN never rests on the phoneIt is used once to verify you with the bureau, then discarded. It is never stored in the app.
The Circle screen, showing each member's sharing level

“Being an authorized user on your mother's oldest card is the single biggest thing holding up a young credit file. Sibb is the first app that will just tell you that.”

Why we built it
Early access

Bring your family in.

Sibb is in private testing on iPhone. Leave your email and we will send an invitation when the next group opens.

Request an invitation

Requires iOS 18 · United States only for now